Around The Valley, resources to assist and improve your home, health and wealth

January 5, 2018

Expert Insights: What’s the Best Way to Choose a Home Loan?

A lot will depend on the length of time you plan to live in the home, other financial obligations, and potential savings gained from comparing the […]

January 15, 2018

Expert Insights: If Faced With Foreclosure, What Are My Options?

Talk with your lender immediately. The lender may be able to arrange a repayment plan or the temporary reduction or suspension of your payment, particularly if […]

March 14, 2018

The concept of home ownership and 50 dollars

The Hidden Costs of Owning a Home

Financially, there’s more to buying a home than the purchase price—sometimes much more. After the down payment, and once your closing costs and monthly mortgage payments […]

March 27, 2018

Mortgage Options When Interest Rates Are Rising

Mortgage rates have been relatively low for years. Seeing them inch up can cause home shoppers to panic and possibly put their home purchase on hold. […]

March 30, 2018

Refinance Options for Those With Low Credit Scores

Are you looking to refinance? Are you looking to refinance? If you want to get a second mortgage so you can make renovations to your home, […]

May 1, 2018

Keys to Buying a Second Home

If you’ve been thinking about buying a second home, now is a good time to take the leap. Mortgage rates are still historically low. But there […]

August 4, 2018

Expert Insights: How Can Owning a Home Pay off at Tax Time?

A home provides many tax benefits, literally from the time you buy to the time you sell. The mortgage interest paid on a home loan up […]

March 16, 2019

The Cost of Renting vs. Buying 2019

The latest reports indicate that homeownership is still cheaper than renting in the United States.

July 13, 2019

The Effect Of Interest Rates Have On Your Buying Power

Whether the sales price is more important than the interest rate depends on your perspective. All real estate is local. This means whatever is happening in […]

September 13, 2019

How much should you put down when buying a home?

Your down payment plays an important role when you’re buying a home. A down payment is a percentage of your home’s purchase price that you pay upfront when you close your home loan.

November 8, 2019

VA Home Loans by the Numbers [INFOGRAPHIC]

The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans and 2 million active-duty service members to help them achieve the dream of homeownership.

April 30, 2021

Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home

This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to move may feel like they’ve missed the chance to score a great rate on their next mortgage.

June 24, 2021

Pre-Approval Makes All the Difference When Buying a Home

Being intentional and competitive are musts when buying a home right now. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Just as important, being able to present a pre-approval letter shows sellers you’re a qualified buyer, something that can really help you land your dream home in an ultra-competitive market.

July 17, 2021

Diving Deep into Today’s Biggest Buyer Concerns

Last week, Fannie Mae released their Home Purchase Sentiment Index (HPSI). Though the survey showed 77% of respondents believe it’s a “good time to sell,” it also confirms what many are sensing: an increasing number of Americans believe it’s a “bad time to buy” a home. The percentage of those surveyed saying it’s a “bad time to buy” hit 64%, up from 56% last month and 38% last July.

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